Author: Abhishek Agarwal 作者： abhishek agarwal
There are quite a few insurance options available when you are getting a new boat in your hands.有不少保险可供选择的方案时，您获得了一台新船就在你们的手中。 If it is a second hand one the options are still open, but get an evaluation from an experienced person about the depreciation value.如果这是一个二手的选项之一，仍然是开放，但得到的评价，从一个有经验的人有关的折旧价值。 And then, the present physical state and appearance that the boat is in will determine the extent to which you would be covered and your premium payable amount.然后，目前的身体状况和外观，这条船是在将确定在何种程度上，你将涵盖和你的保费支付的金额。 The experienced boat franchises are usually officially certified at boat inspection and know the requirement of local marinas to dock you boat, if you choose to do so.经验丰富的船民的专营权，通常是正式认证，在船民检查和知道的要求，向当地的游艇停泊码头，你坐一条船，如果您选择这样做。 In the worst case scenario, you will only be given third party insurance.在最坏的情况，您将只能给予第三者保险的保障。 When you are looking at boats with the intention to buy one, make it a point to enquire regarding boat dealer insurance.当你正在寻找在船与打算购买一台，使其成为一个点，查询有关船民经销商保险。 You could choose from a variety of different policies from things like - including water damage insurance, towing insurance, personal item coverage, coverage for damage due to natural disasters and medical coverage for any injury you may face, while boating.您可以选择从各种不同的政策，从东西-包括水损害保险，拖车保险，个人项目的范围，涵盖范围的损害是由于自然灾害和医疗保险为任何伤害您可能会遇到的，而划船。 Depending on the type of the boat you have purchased, it's storage location, and the frequency of usage, the policy you choose should adequately cover your needs.类型而定船民您所购买的，它的存储位置，和频率的使用，政策您选择，应充分涵盖您的需求。 Boat dealer insurance policies can be quite expensive, so it may be a good idea to contact your car insurance company and check if they offer boat insurance as well - maybe you could get a deal on the same because of multiple vehicle registration.船民经销商保险的政策，可以相当昂贵，因此它可能是一个好主意，请联络您的汽车保险的公司，并检查，如果他们所提供的船民保险，以及-也许你可以得到处理就同一因为多重的车辆登记证。 Nevertheless if you purchase a brand new boat you will be provided with insurance options at the time you purchase.不过，如果您购买品牌的新船将会提供您的保险方案，在时间您所购买的。 Conditions like the term duration of the policy and total coverage in case of natural disaster are a common concern when getting a boat dealer insurance and could just end up costing you more money than you had planned on.条件一样，任期期限的政策和总覆盖在案件自然灾害是一个共同关心的，当获得一条船经销商保险，并可能只是最终的成本计算，你更多的钱比你原来的计划，对。 So it is important to compare not just the prices, but also the policies in their fine print, so that you can choose the best policy.因此，这是很重要的比较不只是价格，而且政策在其罚款打印，使您可以选择最好的政策。 When you buy boat dealer insurance quite easily, it may not be cheap.当你购买保险船民经销商很容易，也未必便宜。 However the more expensive ones will cover you for a larger amount.不过，更昂贵的将涵盖你一个较大的金额。 Here, you need to evaluate what is the most likely hazard you face.在这里，您需要评估什么是最有可能的危险，你面对的问题。 For example, if you live in an area frequented by heavy rains and stormy weather, you could anticipate some damage from the weather while your boat is docked.举例来说，如果你住在一个地区经常光顾的大雨和暴雨天气，你可以预期的一些损害，从天气的同时，您的船停靠。 In such case it would do you good to get a policy which covers you to a good extent on such happenings.在这种情况下，你会得到良好的政策，其中包括你有一个良好的程度上，这种现象。 Research boat dealers online before you see their products.研究船商在线之前，你看他们的产品。 Do check if the guy is trained to inspect boats, if he is affiliated by the Marina Retailers Association of America, and if he can provide repair and maintenance service as well.做检查，如果家伙是受过训练的检查船只，如果他是附属于由玛丽娜零售商协会，美国，如果他能提供的维修及保养服务。 Such qualified boat dealers are able to assess the condition of your boat and provide you a fair and just insurance policy.这类合格船民商能够评估的条件您的船民，并为您提供一个公平和公正的保险政策。 It is good to know your policy well so that you are sure you are covered if the worst happens.这是好知道你的政策，以及使你相信你所涵盖，如果最坏的事情。
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